Accident, Sickness & Unemployment
Short-term cover for mortgage payments during illness, injury, or redundancy
ASU insurance (also known as mortgage payment protection) covers your monthly mortgage payments if you're unable to work due to accident, sickness, or involuntary unemployment.
Unlike income protection, ASU policies are typically short-term (12-24 months) and specifically designed to cover your mortgage payments rather than replace your full income.
Key Benefits
Mortgage Cover
Pays your monthly mortgage payment if you can't work
Redundancy Cover
Protection if you're made involuntarily unemployed
Affordable
Cost-effective short-term cover for your mortgage
Peace of Mind
Know your mortgage is covered whatever happens
ASU vs Income Protection
ASU insurance differs from income protection in several ways. ASU typically covers a fixed amount (your mortgage payment) for a limited period (12-24 months), while income protection replaces a percentage of your income and can pay out until retirement.
ASU insurance also includes unemployment cover, which income protection does not. The right choice depends on your circumstances — we'll help you understand the differences and choose the most appropriate cover.
Ready to Get Started?
Speak to one of our expert mortgage advisors today. We'll provide personalized advice and guide you through every step of your mortgage or insurance journey.
- Free initial discovery call
- Whole of market advice
- Support from start to finish