First Time Buyers
Expert guidance to help you take your first step onto the property ladder
Buying your first home is one of the most exciting — and sometimes daunting — steps you'll take. At Noble Mortgages, we specialise in helping first-time buyers navigate the mortgage process with confidence.
With access to over 90 lenders, we'll find you the best deal based on your circumstances, whether you have a large deposit or are looking at 95% LTV options.
Key Benefits
95% LTV Options
Mortgages available with as little as 5% deposit
Government Schemes
Access to Help to Buy, Shared Ownership, and more
Whole of Market
We search 90+ lenders to find your best deal
Step-by-Step Support
Guidance from application through to completion
What You Need to Know
As a first-time buyer, understanding how much you can borrow is the first step. Most lenders will offer up to 4.5 times your annual income, though some may stretch to 5 or even 6 times in certain circumstances.
You'll need to consider the deposit, stamp duty (first-time buyers get relief on properties up to £425,000), solicitor fees, and survey costs. We'll help you understand the full picture before you start your search.
Our Process
Initial Consultation
Free discovery call to understand your situation and goals
Mortgage Search
We search 90+ lenders to find the best deal for you
Application
We handle all the paperwork and submit your application
Completion
We guide you through to completion and getting your keys
Ready to Get Started?
Speak to one of our expert mortgage advisors today. We'll provide personalized advice and guide you through every step of your mortgage or insurance journey.
- Free initial discovery call
- Whole of market advice
- Support from start to finish