Buy to Let
Build your property portfolio with competitive buy-to-let solutions
Whether you're purchasing your first investment property or expanding an existing portfolio, we have access to a wide range of buy-to-let mortgage products to suit your needs.
Buy-to-let mortgages work differently from residential ones — typically requiring a larger deposit and assessed on rental income. We'll guide you through the process and find the right deal.
Key Benefits
Portfolio Lending
Solutions for landlords with multiple properties
Competitive Rates
Access to specialist buy-to-let lenders
HMO Mortgages
Finance for houses in multiple occupation
Tax Guidance
Advice on the most tax-efficient structure
Buy to Let Requirements
Most buy-to-let lenders require a minimum 25% deposit, though some specialist products are available with 20%. The rental income typically needs to cover 125-145% of the mortgage payment at a stress-tested interest rate.
We can also arrange buy-to-let mortgages through limited companies, which may offer tax advantages depending on your circumstances. We'll discuss the options and help you choose the right structure.
Ready to Get Started?
Speak to one of our expert mortgage advisors today. We'll provide personalized advice and guide you through every step of your mortgage or insurance journey.
- Free initial discovery call
- Whole of market advice
- Support from start to finish