Limited Company Mortgages
Buy-to-let mortgages through limited companies for tax efficiency
More and more landlords are choosing to purchase investment properties through a limited company (SPV) structure. This can offer significant tax advantages, particularly since changes to mortgage interest relief for individual landlords.
We work with specialist lenders who understand limited company structures and can offer competitive rates for SPV purchases.
Key Benefits
Tax Efficiency
Corporation tax rates can be more favourable than personal tax
Mortgage Relief
Full mortgage interest deduction at company level
SPV Specialists
Lenders experienced with Special Purpose Vehicles
Portfolio Growth
Easier to scale your property portfolio
Is a Limited Company Right for You?
Purchasing through a limited company isn't right for everyone. It depends on your personal tax situation, the size of your portfolio, and your long-term plans. Higher-rate taxpayers and those building larger portfolios tend to benefit the most.
We'll help you understand the implications and, where appropriate, suggest you speak with a tax advisor to ensure the structure is right for your circumstances before proceeding.
Ready to Get Started?
Speak to one of our expert mortgage advisors today. We'll provide personalized advice and guide you through every step of your mortgage or insurance journey.
- Free initial discovery call
- Whole of market advice
- Support from start to finish