Critical Illness Cover
Lump sum payment following diagnosis of a serious illness
Critical illness cover pays out a tax-free lump sum if you're diagnosed with a specified serious illness, such as cancer, heart attack, or stroke. This can help you focus on recovery without worrying about finances.
The payout can be used however you choose — to clear your mortgage, fund treatment, cover living costs, or make adaptations to your home.
Key Benefits
Tax-Free Lump Sum
One-off payment on diagnosis of a covered condition
Wide Coverage
Typically covers 40+ serious conditions
Children's Cover
Many policies include free cover for your children
Flexible Use
Use the payout however you need to
What's Covered
Critical illness policies typically cover conditions including cancer, heart attack, stroke, multiple sclerosis, and many more. The exact list varies between insurers, and some offer more comprehensive cover than others.
It's important to understand that critical illness cover only pays out for the specific conditions listed in the policy, and the condition must meet the insurer's definition. We'll help you compare policies and understand exactly what's covered.
Ready to Get Started?
Speak to one of our expert mortgage advisors today. We'll provide personalized advice and guide you through every step of your mortgage or insurance journey.
- Free initial discovery call
- Whole of market advice
- Support from start to finish